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Pricing

Less than a coffee a week. More clarity than you've had in years.

One plan. Every feature included. Try free for 7 days — no credit card charged until your trial ends.

Annual plan

$9.99CAD/mo

Billed as $119.88 CAD/year · Save $60 vs. monthly

$60

saved vs. monthly

4 mo

effectively free

7 days

free trial

What you get for $9.99/month

Everything below, plus annual-only perks — priority support, tax summary, early access.

Budgeting & Spending

AI-powered spending insights (Fenno AI)
Unlimited budget categories
Real-time spend vs. budget tracking
Spending breakdown charts
Category trend history (6 months)
Income vs. expense reports

Accounts & Transactions

Unlimited connected accounts
Live bank sync via Flinks
Manual account tracking
CSV import from any Canadian bank
Transaction search & filtering
CSV export of all your data

Savings Goals

Unlimited savings goals
Projected completion dates
Milestone tracking (25 / 50 / 75 / 100%)
Monthly contribution history

Registered Accounts

TFSA contribution room calculator
RRSP deduction limit tracking
FHSA lifetime limit tracker
RESP / CESG overview
CRA over-contribution alerts

Debt Payoff

Debt payoff planner
Avalanche method (lowest interest)
Snowball method (highest motivation)
Estimated interest cost projections
Debt-free target date

Bills & Subscriptions

Unlimited bill tracking
Due-date alerts
Email bill reminders
Annual cost summary
Paid / unpaid status tracking

Annual plan perks

Annual only
Save $60/year vs. monthly billing
Priority support (24-hr response)
Early access to new features
Annual tax summary report
Referral bonus — give & get a free month

Is $14.99/month worth it?

Here's what most Canadians lose without a financial plan.

Missed TFSA room

$1,400+/yr

Average Canadian leaves $1,400/yr of tax-free growth on the table by under-contributing to their TFSA.

Restaurant overspend

$600+/yr

Without a budget, Canadians overspend on dining by ~$50/month on average. Fenno shows it in real time.

Credit card interest

$364/yr

Carrying $1,824 on a 19.99% card costs $364/year in interest. Fenno's debt planner shows the fastest payoff path.

Fenno pays for itself if it helps you make even one better financial decision per month.

Your data stays yours

We never sell your data. No ads. No upsells. Your financial information is encrypted and visible only to you.

Cancel any time

No annual contracts on monthly plans. Cancel from Settings in 10 seconds. Access continues until your billing period ends.

Built for Canadians

TFSA, RRSP, FHSA, RESP, Flinks bank sync, CAD-only billing. Not an American app with Canadian lip service.

Common questions

What happens after my 7-day free trial?

After 7 days, your subscription begins automatically at the rate of the plan you chose. You won't be charged before then, and you can cancel anytime from Settings.

Can I switch from Monthly to Annual later?

Yes. Upgrade to Annual from Settings > Subscription at any time. You'll be credited for the remaining days on your current billing cycle — you never pay twice for the same period.

Is my financial data safe?

Your data is stored in an isolated, encrypted Supabase database tied only to your account. We never store your banking password. Bank connections are read-only via Flinks — we can see balances and transactions but we can never move money.

Why does Fenno cost more than some alternatives?

Fenno uses Claude AI (Anthropic) to generate real financial insights for every user, which costs real money to run. We'd rather charge a fair price and give you a genuinely useful product than make it free and sell your data.

What Canadian banks are supported?

TD, RBC, Scotiabank, BMO, CIBC, Tangerine, EQ Bank, Desjardins, National Bank, and hundreds more via Flinks. You can also import any CSV export from banks not yet connected.

Is my subscription billed in CAD?

Always. Fenno is a Canadian product — all billing, budgets, and figures are in Canadian dollars. No currency conversion surprises.

Ready to take control?

Start your free 7-day trial. No credit card charged until day 8. Cancel before then and you owe nothing.

All amounts in Canadian dollars (CAD) · Powered by Stripe